LOOKING FOR A NEW HOME?

There's nothing we take more seriously than helping people find new homes they love. That's why we have access to the Multiple Listing Service (MLS) in three different areas, keeping you informed of new listings from virtually any MLS Company. We'll also spend time learning your personal real estate needs, based on:

• Your preferred price range
• What style of home you want
• What area(s) you want to look in
• What extras you would like
• 12 areas to watch when looking, to avoid making the wrong choice
• Determine what you will qualify for
• Your preferred down payment
• Your preferred monthly payment
• Which types of finance are best for you
• How you can get a mortgage

WHY SHOULD I GET A MORTGAGE?

Getting a pre-approved mortgage is a great way to get started. With a mortgage approval, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property, and it will make the seller more comfortable working with you. In a "seller's market," or where supplies are limited, a pre-approved mortgage is essential.

WHAT DO I NEED?

If you decide to apply for a mortgage, you will need to supply information in regards to your income, expenses, and obligations. For a full list of the items you need to bring, please contact us. Got bad credit? That's okay. Many lenders will help you find a solution to your credit problems. We work with various mortgage companies that can help you.

The Gardners - Rick & Colleen Gardner - 18195 Pandora Blvd. - Prior Lake, MN 55372 Phone: 612-490-6943   Email: Colleen@TheKeyToYourMove.com Copyright © 2010 THE GARDNERS, All Rights Reserved.

The materials contained within this page may not be reproduced without the express written consent of THE GARDNERS. The information herein is believed to be accurate and timely, but no warranty as such is expressed or implied.